Access to Innovation

Connecting Europe’s Fintechs with investors, regulators, and corporate partners — through curated programmes, delegations, and matchmaking across borders.

Fintech innovation

For Corporates

Data-driven scouting, matchmaking, and pilot implementation — tailored to your transformation challenges.

Market Intelligence

Quarterly subcluster reports, capital flow analyses, and trend monitoring — powered by our proprietary Financial Wellbeing Database of 8,000+ companies.

Fintech Scouting

Targeted search across 18 subclusters. We identify, validate, and curate the best solutions for your specific transformation needs.

Innovation Challenges

From problem statement to startup pilot: scouting, matchmaking, and implementation support including go-to-market strategies.

For Fintechs

Accelerate your growth — from regulatory navigation to European market expansion.

International Immersion Programmes

Delegation programs helping fintechs enter key European markets — from London during UK FinTech Week with access to UK fintech ecosystem, to Nordic expansion through partnerships with Copenhagen Fintech and Scandinavian financial institutions.

Executive Formats

Curated peer exchanges where senior decision-makers meet behind closed doors — from quarterly C-Level strategy sessions to invitation-only Tech Roundtables on Open Finance, AI, and digital identity.

Programmes — Past & Upcoming

Oct, 2025

French Market Entry Program

The program supported German fintechs expanding to France through market insights, expert workshops, and curated meetings with investors, partners, and clients — including an immersion week in Paris.

Apr, 2026

UK Immersion — London FinTech Week

A market entry program designed to help fintechs explore expansion to the UK through direct access to regulators, investors, and ecosystem operators during UK FinTech Week, while validating their go-to-market strategy on the ground. Learn more here.

Sep, 2026

Nordics Immersion — Copenhagen

The first Nordic delegation linking HoFT FinTechs with Scandinavian banks and insurers – more details coming soon.

8,000+

Companies in Database

18

FinTech Subclusters

€70M

Raised by Academy Alumni

€3.6B

Member Funding Volume

EXPLORE UPCOMING EVENTS

HoFT on Tour | RegCircle: PSD3 & PSR | 6 November 2026

HoFT on Tour | RegCircle: PSD3 & PSR | 6 November 2026

A focused 90-minute session with Luther’s regulatory experts on the latest PSD3 and PSR developments and what they mean for fintechs, banks and payment institutions. Join us in Berlin or online.

Register here
FinWell Summit 2026

Finwell Summit 2026 | 2 December

Germany’s Financial Wellbeing Score stands at 53/100. 250+ decision-makers from finance, fintech, employers and regulation meet at Backfabrik Berlin to discuss how to move that number through AI, better advice, behavioural design, retirement and regulation.

Register here
FinWell Award 2026

FinWell Award 2026 | 2 December

Building a product that helps people grow their wealth? The FinWell Award 2026 is open to Wealth Tech companies, apply by November 15. Get a free ticket to the FinWell Summit 2026, and be recognised in front of 250+ industry leaders.

Apply now
Designing the Exit-Ready Tech Stack: Invite-Only Tech Forum

Designing the Exit-Ready Tech Stack | 7 December 2026

Explore how banks can maintain control over their AI stack, manage critical dependencies, and retain the flexibility to switch providers, models, and infrastructure when needed.

Register here

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