Member services, Campus services and community services. Whether you're joining the ecosystem or just exploring, start below.

Member services
Every member enters the same ecosystem. Your tier determines how deep each edge goes.
1The Financial Wellbeing Score & Research
Europe's first scientifically validated Financial Wellbeing Score & AI companion, developed with leading research institutions and continuously updated. The methodological foundation behind every benchmark, every report and every dataset in the ecosystem.
2The European FinWell Database
The only validated Financial Wellbeing dataset in Europe, covering 10,000+ companies across 47 countries. Actively searched by banks, corporates and institutional partners. From advanced profiles with export function to API access and monthly research reports on request.
3Early Insights
Score data, market intelligence and sector trends 4–8 weeks before public release. Adapt your positioning before competitors see the same data, before the benchmark is published, before the tender is set, before the window closes.
1Europe's Financial Wellbeing Ecosystem Matching
Corporates receive curated fintech shortlists tailored to their transformation challenges. Fintechs are surfaced to the banks and employers actively looking for solutions like theirs.
2Closed-door Formats
Roundtables, co-creation sessions, fintech office hours and the Financial Wellbeing Showroom create the moments that algorithms cannot replicate. Your product team across from a bank's innovation lead, a regulator in the same workshop, a corporate decision-maker in the Showroom.
3Innovation Studio
Fintech scouting across 18 subclusters. Innovation challenges from problem statement to structured pilot. Go-to-market programmes including on-the-ground immersions in Paris, London, Copenhagen and beyond. Venture clienting from identified opportunity to tested solution.
1Summits & Awards
FinWell Summit (December) sets Europe's Financial Wellbeing agenda. Next Banking Summit (July) brings together the banks, neobanks and challengers redefining modern finance. The FinWell Award recognises the solutions shaping the standard, drawn directly from the European FinWell Database.
2Research & Editorial
Academic co-authorship with HoFT gives your organisation the credibility a deck cannot replicate. When regulators search for evidence on Financial Wellbeing, they find peer-reviewed research with your name on it. HoFT's podcast and annual report extend that credibility into the broader conversation.
3Regulatory Access
AI governance, Open Finance, pension reform, consumer protection, digital identity. The institutions shaping these frameworks are in the room. The regulatory and policymaker roundtable is not a panel discussion. It is the conversation before the panel.
Campus access
A fintech-exclusive campus with workspace, a purpose-built showroom and its own event programme. Flexible and permanent plans. Application-based entry.

Flex desks, fixed desks and private offices for fintech teams. Every company in the building works in finance and technology. 24/7 access, 365 days.
The only purpose-built Financial Wellbeing testing environment in Germany. Institutional buyers evaluate solutions live. Proofs of concept without your own IT infrastructure.
Host your own event at the Campus. Capacity up to 70. Co-promoted via HoFT channels. Access to the Clinker event space and Unicorn Bakery podcast studio.
Workspace from
€350/month
Community services
Summits, research, and publications that are open to everyone. This is how most people first encounter HoFT.
FinWell Summit (December), Next Banking Summit (July), roundtables and workshops throughout the year. The stages where data is presented, partners are met and standards are set.
Ticketed · Members get priorityThe Employee Financial Wellbeing Studie, the Financial Wellbeing Score, the podcast and the annual report. The data that makes HoFT the reference point for Financial Wellbeing in Europe.
Published · Members get early accessInvitation-only regulatory roundtables, co-creation workshops and thematic deep dives with the institutions writing the rules. The rooms where Europe's Financial Wellbeing agenda is set before it goes public.
Open to the ecosystem · Members shape the agendaWhether you're a fintech founder or an institutional partner, a 20-minute conversation will clarify what fits.
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