The House of Finance & Tech Berlin is Europe's Financial Wellbeing Ecosystem. Connecting fintechs, banks, investors, regulators and policymakers to drive measurable impact. Berlin is home to 57% of Germany's fintechs, 80% of its fintech scaleups and 85% of the sector's total valuation. No other city in Europe concentrates this much fintech density, capital and talent in one place. That is why the ecosystem started here. Designated as Germany's official FinTech hub within the federal de:hub initiative, HoFT operates at the intersection of data, innovation and policy. Where Financial Wellbeing moves from concept to standard.
Germany's Financial Wellbeing Score stands at 53 out of 100. That is the baseline. The Ecosystem exists to move it, with a collective target of 60+ by 2035. Germany first. Then Europe.
Every membership, every partnership, every research initiative connects back to this number. Not narrative. Measurable impact.
How We Operate
Ecosystem Intelligence. Investor Mindset. Standard Setter.
AI-enabled and data-driven. 8,000+ companies tracked across 18 sub-clusters. We challenge business models, identify market gaps and curate only high-quality solutions. The ecosystem runs on Europe's most advanced Financial Wellbeing research and measurement standards.
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