The House of Finance & Tech Berlin is Europe's Financial Wellbeing Ecosystem. Connecting fintechs, banks, investors, regulators and policymakers to drive measurable impact. Berlin is home to 57% of Germany's fintechs, 80% of its fintech scaleups and 85% of the sector's total valuation. No other city in Europe concentrates this much fintech density, capital and talent in one place. That is why the ecosystem started here. Designated as Germany's official FinTech hub within the federal de:hub initiative, HoFT operates at the intersection of data, innovation and policy. Where Financial Wellbeing moves from concept to standard.
Germany's Financial Wellbeing Score stands at 53 out of 100. That is the baseline. The Ecosystem exists to move it, with a collective target of 60+ by 2035. Germany first. Then Europe.
Every membership, every partnership, every research initiative connects back to this number. Not narrative. Measurable impact.
How We Operate
Ecosystem Intelligence. Investor Mindset. Standard Setter.
AI-enabled and data-driven. 10,000+ companies tracked across 18 sub-clusters. We challenge business models, identify market gaps and curate only high-quality solutions. The ecosystem runs on Europe's most advanced Financial Wellbeing research and measurement standards.
CEO
House of Finance & Tech Berlin
Executive Support & Operations
CPO
House of Finance & Tech Berlin
Business Development
Marketing & Communications
Managing Director
HoFT Berlin Support Association
Office Management
Product Management, Data Engineer
Legal & Finance
A focused 90-minute session with Luther’s regulatory experts on the latest PSD3 and PSR developments and what they mean for fintechs, banks and payment institutions. Join us in Berlin or online.
Germany’s Financial Wellbeing Score stands at 53/100. 250+ decision-makers from finance, fintech, employers and regulation meet at Backfabrik Berlin to discuss how to move that number through AI, better advice, behavioural design, retirement and regulation.
Building a product that helps people grow their wealth? The FinWell Award 2026 is open to Wealth Tech companies, apply by November 15. Get a free ticket to the FinWell Summit 2026, and be recognised in front of 250+ industry leaders.
Explore how banks can maintain control over their AI stack, manage critical dependencies, and retain the flexibility to switch providers, models, and infrastructure when needed.
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