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News

Rentenreform ohne Beipackzettel - Warum das Opt-out den Stress erhöhen kann, statt ihn zu lindern

Employee Financial Wellbeing Studie 2026 (n=5.020) zeigt: Unsicherheit und Kontrollverlust sind Stressfaktor Nr. 1 unter Beschäftigten, noch vor Geldmangel. Gerade in KMU fehlt die Infrastruktur, um Beschäftigte durch die Altersvorsorge-Reform zu begleiten.

April 9, 2026

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Finanzielle Unsicherheit gefährdet Produktivität und Vertrauen in Vorsorgesysteme

Neue Co-Studie von Roland Berger und HoFT Berlin zeigt: Deutschland erreicht nur 53 von 100 Punkten beim Financial Wellbeing Score

October 6, 2025

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House of Finance & Tech gibt Einblicke in die finanzielle Gesundheit von Berlinerinnen und Berlinern

Erhebung zeigt: Die finanzielle Gesundheit in Berlin liegt auf Augenhöhe mit dem Bund – in einzelnen Bereichen besteht noch Aufholbedarf.

August 28, 2025

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Blog

Financial Wellbeing

How Explaining Your Pension Scheme May Cut Turnover by a Third

Germany's BRSG II reform auto-enrolls employees into company pensions from July 2026. But enrolment alone doesn't solve the problem. This article uses data from 5,020 employees across 13 sectors to show that the real gap is not whether employers offer a pension, but whether employees understand it. The findings suggest that pension communication is directly linked to retention, and that a significant share of non-participation closes through better information alone.

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Research

The State of Financial Wellbeing in Germany 2025

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The State of Financial Wellbeing in Berlin 2025

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Measure your Financial Wellbeing Score

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Capital Flow & Subcluster Analysis

Capital Flow & Subcluster Analysis

Events

AI Safety in Finance: Invite-Only Tech Forum

AI Safety in Finance: Invite-Only Tech Forum

​May 26, 2026. HoFT Space. Key question for the evening: How can financial institutions reconcile AI innovation with regulatory requirements — without slowing innovation to a crawl?

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Members-Only Webinar: EUDI-Wallet

Members-Only Webinar: EUDI-Wallet

June 9, 2026. This webinar offers a compact overview of the current status, explains how the EUDI Wallet works and presents practical use cases from the financial sector and beyond. Four short sessions with time for questions.

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FinWell Database

Members-Only Webinar: Inside the FinWell Database

Find partnership opportunities, benchmark your company against European peers and track capital flows — all in one database built exclusively for HoFT members. See it live on 17 June.

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Next Banking Summit 2026

Next Banking Summit 2026

Berlin, July 2 — AI. BaaS. Stack. Who wins? Explore the agenda. Lead What’s Next. Meet 200+ executives. Free tickets for ​HoFT members.

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HoFT FinWell Summit

Finwell Summit 2026

FinWell Summit returns on 2 December 2026! Get ready for fresh formats, practical solutions, and actionable insights for your company. Mark your calendar.

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