Can banks, fintechs and regulators co-create Europe’s next financial architecture — before the window of opportunity closes?


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How will AI, infrastructure, and regulation reshape Europe’s financial system in the next 18 months — and who controls the financial stack?
This conference brings together leaders from banking, fintech, and policy to examine three shifts: AI moving from assistant to operator, consolidation in BaaS and embedded finance, and the strategic choice between building, partnering, or relying on shared infrastructure.
The agenda combines keynote perspectives with small-group masterclasses, offering a closer look at the decisions shaping Europe’s financial architecture today.
AI is moving from assistant to operator. Learn how banks are preparing for agentic AI, and what it means for risk, compliance, and human oversight.
Build, buy, partner, or migrate? Hear how institutions are deciding on core banking, cloud, and BaaS strategies—and the trade-offs between speed, control, and independence.
BaaS 1.0 created winners and casualties. Discover which models survived, where the market is consolidating, and what the next generation of embedded finance platforms looks like.
Understand how open finance, the EU data economy, and the Savings & Investment Union will shape the future financial infrastructure in Europe.
Standard Tickets available till 01.06.2026 Free tickets for HoFT members — claim your free tickets via your inbox or through your company contact.
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