Data & Benchmarks

Making Financial Wellbeing measurable — with Europe’s first scientifically-based score, research partnerships, and standardised benchmarks.

The Financial Wellbeing Score

Based on the US CFPB methodology — adapted and validated for Europe by HoFT and the Financial Health Initiative.

52.86

Germany Score (of 100)

52.6

Berlin Score

52%

Weekly financial stress

82%

Don't understand Financial Wellbeing

Launched 29 August 2025 in partnership with the Financial Health Initiative (LMU/TU). Four dimensions: financial control, shock absorption, goal achievement, and freedom of choice — on a scale of 0–100.

Research & Reports that turns data into strategic decisions.

Capital Flow & Subcluster Analysis

Financial Wellbeing Showroom

An experiential environment where Financial Wellbeing becomes tangible.

Measurement

Live FW Score assessment for individuals and employee cohorts

AI Recommendations

Personalised financial guidance powered by behavioral economics

Solution Showcase

Curated FinTech solutions mapped to specific FW improvement levers

Corporate Demo

Interactive walkthroughs for banks and employers exploring FW integration into their services

Research & Methodology Partners

Financial Health Initiative (LMU/TU), Partnership with HoFT