Can banks, fintechs and regulators co-create Europe’s next financial architecture — before the window of opportunity closes?


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Europe is at a crossroads. The EU Digital Finance Package is reshaping the rulebook. AI is rewriting cost structures overnight. Open banking has proven the model — but the platform race is far from won.The Next Banking Summit brings together the architects of what comes next.
AI is moving from assistant to operator. Learn how banks are preparing for agentic AI, and what it means for risk, compliance, and human oversight.
Build, buy, partner, or migrate? Hear how institutions are deciding on core banking, cloud, and BaaS strategies—and the trade-offs between speed, control, and independence.
BaaS 1.0 created winners and casualties. Discover which models survived, where the market is consolidating, and what the next generation of embedded finance platforms looks like.
Understand how open finance, the EU data economy, and the Savings & Investment Union will shape the future financial infrastructure in Europe.
Standard Tickets available till 9.12.2025 Startup? We have a special offer for you. All proceeds from ticket sales will be donated to support financial wellbeing solutions. Free tickets for HoFT members — claim your free tickets via your inbox or through your company contact.
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