Twice a year, the HoFT network convenes. This is one of those days.
Three questions frame the day:
— Who controls the financial stack?
— Where does the BaaS consolidation wave land?
— What changes when AI stops assisting and starts deciding?
Members shape the agenda. Non-members are welcome at the table.
AI.Baas. Stack. The morning sessions put the industry’s hardest questions on stage with the people building, regulating, and selling it all into the same room.
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Five masterclasses across two afternoon slots covering Embedded Finance, AML, Platform Sovereignty, Scalable Infrastructure, and Agentic Payments. 90 minutes, small groups, people who actually build this every day.
BBQ, drinks, and Berlin’s fintech crowd taking over the campus once the sessions end. No stage, no schedule — just the kind of evening where the right conversation finds you.
Deputy Chairman of the Executive Board & COO/CFO
Berliner Volksbank
CEO
Vilja Solutions
Founder & Co-CEO
beatvest
CEO
Smartbroker+
Managing Director Central Europe
Qonto
CEO
House of Finance & Tech Berlin
Attorney-at-Law, Partner
Luther Rechtsanwaltsgesellschaft mbH
CRO of Hawk
Co-CEO of Berlin Finance Initiative
Chief Growth Officer
wealthAPI
CPO
House of Finance & Tech Berlin
Chief Product Officer
Vilja Solutions
Head of DACH
Swan
Lawyer | Partner
Schalast
Director of Business Development
Deutsche WertpapierService Bank AG
VP Sales Central and Eastern Europe
IDnow
Head of Daily Banking & Lending
BBVA
Co-Founder & CEO
lemon.markets
Members attend as part of their membership.
Non-members: €250 until May 31, €350 thereafter — a contribution that keeps the room curated and the conversations honest.
The day doesn’t happen in a conference center. It happens at HoFT’s Backfabrik campus in Berlin — the same campus where members like Scalable Capital, Pliant, Upvest, and others operate from every day.
Morning sessions take place on the main stage. In the afternoon, the masterclasses move into the host offices: you walk across the courtyard into a working fintech to talk about Embedded Finance, or into an infrastructure team’s space to debate Platform Sovereignty. Smaller rooms, fewer people, the host’s own context on the walls.
The campus stays open. The festival closes the day in the same courtyard you crossed all afternoon.
ABOUT THE HOUSE OF FINANCE & TECH
House of Finance & Tech Berlin (HoFT) is Europe's Financial Wellbeing ecosystem, home to 70+ member companies and designated as Germany's official FinTech hub within the federal de:hub initiative. HoFT works at the intersection of data, innovation and policy to move Financial Wellbeing from concept to standard.
Our Berlin campus is the physical home of the ecosystem: a fintech-exclusive workspace where the community works, tests ideas, and meets the people it would otherwise need a calendar invite to reach.
The network convenes twice a year. Here’s the room from our last flagship event:
attendees
companies
decision-makers
satisfaction
C-level, founders, and directors make up nearly four in five attendees. Banks, fintechs, consultancies, regulators, and academia in roughly equal balance. December 2025. July 2 in Berlin is the next one.
for sponsorship, partnership opportunities, and more info via summit@hoft.berlin
Get in touch.png%3F2026-02-04T12%3A23%3A42.414Z&w=3840&q=75){kind=logo}